Important Service Disclaimer

This disclaimer clarifies the nature, scope, and limitations of consultation services provided by miraliventa. Please read carefully before engaging services or relying on information provided through our website or consultations.

General Notice

Consultation services provided by miraliventa are educational and advisory in nature. We offer guidance regarding zero-based budgeting methodologies, values-alignment processes, and expense control frameworks. We do not provide financial product advice, manage client funds, or guarantee specific financial outcomes. All decisions regarding implementation of recommendations remain solely your responsibility. You should consider your individual circumstances and consult with licensed financial professionals before making significant financial decisions.

Limitations of Liability

Your use of our services and reliance on provided information is at your own risk. To the extent permitted by law:

• We provide consultation services and information as-is without warranties of any kind, either express or implied, including but not limited to merchantability or fitness for particular purpose.
• We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of services, implementation of recommendations, or decisions made based on consultations.
• We do not warrant that services will be uninterrupted, error-free, or completely secure, or that information provided will be accurate, complete, or current in all circumstances.
• Some jurisdictions do not allow limitation of implied warranties or liability for certain damages, so some limitations may not apply to you in those jurisdictions.

Information Accuracy

While we strive to provide accurate and current information, we make no representations or warranties regarding the completeness, accuracy, reliability, or timeliness of consultation advice or website content. Financial circumstances, regulations, and best practices evolve continuously. Information that was accurate when provided may become outdated. You are responsible for verifying information and assessing its current applicability to your situation before relying on it for important decisions.

Not Professional Financial Advice

Our consultation services provide general guidance regarding budgeting methodologies and expense control frameworks. This does not constitute professional financial advice, tax advice, legal advice, or recommendations to buy or sell financial products. We are not licensed financial advisors or planners. You should consult with appropriately licensed professionals before making significant financial, tax, or legal decisions.

External Links

Our website may contain links to third-party websites for your convenience and information. We do not control, endorse, or assume responsibility for content, privacy policies, or practices of external sites. Accessing third-party links is at your own risk, and you should review their terms and policies.

No Guarantee of Results

We make no guarantees, representations, or warranties regarding specific outcomes you may achieve through implementing our recommendations. Financial results depend on numerous factors including personal commitment, consistency of implementation, individual circumstances, external economic conditions, and other variables beyond our control or prediction. Past performance doesn't guarantee future results.

Financial Service Limitations

Our services specifically do not include the following activities:

• We do not recommend, endorse, or advise regarding specific financial products including but not limited to securities, funds, insurance products, or banking services.
• We do not manage, hold, or have custody of client funds or assets. All financial resources remain under your direct control and management.
• We do not provide tax preparation services or specific tax advice. Consult qualified tax professionals regarding tax implications of financial decisions.

Jurisdictional Limitations

Important information regarding service availability and legal compliance:

Indemnification

By using our services, you agree to indemnify and hold harmless miraliventa, its owners, employees, contractors, and agents from any claims, damages, losses, liabilities, and expenses including legal fees arising from your use of services, implementation of recommendations, or violation of these terms.

Severability

If any provision of this disclaimer is found invalid or unenforceable by a court of competent jurisdiction, the invalid provision will be enforced to the maximum extent possible, and all other provisions shall remain in full force and effect.

Modifications

We reserve the right to modify this disclaimer at any time without prior notice. Changes become effective when posted on our website. Your continued use of services after modifications constitutes acceptance of the updated disclaimer. Please review this page periodically.

Questions

If you have questions about this disclaimer or need clarification regarding service limitations, please contact us: